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Save time, Save money. Financial Control Made Easy. 

As a trusted loan broker, Only One Financial uniquely offers US consumers access to more than 35 of the nations largest direct lenders with multiple types of personal loans and competitive rates.

The loan approval process is simple and funding is fast! Click "Explore Your Options" to apply now!

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Fixed rates and terms

Choose between personal loans with 3 or 5-year terms and fixed rates between 6.99% – 35.99% APR.

Flexible loan amounts

You can get a personal loan from $5,000 up to $100,000. 

No prepayment fees

You can prepay your loan at any time with no fee or penalty with all of our 35+ lending partners.

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Low Rate

Low fixed rates that won’t change over time, protecting you from rising interest rates.

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Years of Experience

Stay inspired and committed to your financial goals with Only One Financial

Only One Financial helps improve your financial well-being with tips and personal loan options for managing your finances, budgeting, and investing. Achieve success, streamline your expenses with a personal loan, and take charge of your financial future.

Real solutions. Real results with Only One Financial

Only One Financial offers personalized personal loan solutions that cater to your specific needs. We help you navigate the lending process by finding the best personal loan product for you.

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How does Only One Financial work ?

Unlock financial flexibility and take control of your financial future.

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Understand Your Needs

The first step to financial wellness is understanding your personal financial needs. Whether it’s for a large purchase, an unexpected expense, or consolidating other financial obligations, a personal loan from Only One Financial could be the solution.

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Explore Your Options

Only One Financial offers a range of personal loan options with competitive interest rates. We help you navigate through these options, ensuring you find a loan that fits your specific needs and financial situation.

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Secure Your Loan

Once you’ve selected the best personal loan option, Only One Financial assists you in securing the loan. We guide you through the application process, making it as seamless and straightforward as possible. 

What Clients Say

"What impressed me most was how responsive and professional the staff was. Any time I had a question, they were just a call or message away. They made what could have been a stressful process feel easy and empowering."
– Tasha W.

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Only One Financial

2300 Main Street, Suite 1300, Irvine, CA, 92614

© 2025 Only One Financial.. All Rights Reserved

Individual borrowers must be at least 18 years of age and have a valid social security number and checking account. All loans are subject to credit review for approval, terms and conditions may apply. Rates offered are between 5.99% APR and 34.99% APR for loan amounts from $5,000 to $100,000. The minimum loan amount and APR may vary. Loan terms, including amounts and availability may not be offered and/or may vary.

** Only One Financial markets unsecured personal loans on behalf of third-party licensed lenders. Only One Financial does not fund, issue, or make any loans. Any offers presented are current estimates based on the limited information we have about you. There is no guarantee that you will be approved for a loan. Your application may not be approved if you are unable to meet our third-party lenders’ full credit eligibility criteria, including income verification. The loan products offered may not be available in all states. By applying for a loan, you consent to us sharing your information with our affiliates and third-party lenders. You must verify criteria for pre-qualification. Read all program and contract terms carefully. Only One Financial is not a government agency, nor is it affiliated with any government agency. Only One Financial is not a bank, savings & loan, thrift, pay-day lender, or mortgage lender.

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